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Fees and Insurance
GENERAL – We want our patients to understand our fees, and be satisfied that they are reasonable, equitable, and comparable to those in the community.
We understand medical expenses can stretch your family budget and we will work with you to estimate the cost of care.
ACCOUNT RESPONSIBILITY – Even if you have insurance you are ultimately responsible for all charges incurred on your account. It is your responsibility to understand your insurance benefits, and make sure that the information we have is current and accurate.
INSURANCE BILLING – We accept and are contracted with most major insurance carriers. If you have a question concerning your insurance benefits please call the toll free number on your card. We file all insurance claims through our billing service, Medical Practice Management Services.
It is impossible for us to know what each individual patient’s specific plan covers, so please check with your insurance company in advance for in-office procedures and surgeries. Many ENT problems require examination of difficult to access anatomy, such as the sinuses and voice box. Use of a specialized instrument such as a microscope or telescope may be needed. These specialized exams and other procedures performed in the clinic are CONSIDERED TO BE SEPARATE SERVICES BY MOST INSURANCE COMPANIES. THE ENTIRE COST OF THESE PROCEDURES MAY BE APPLIED TO YOUR DEDUCTIBLE. You will also need to check for the amount of co-payment, co-insurance, deductible and whether referrals are required.
Please bring all insurance cards so that your claims can be filed with the correct carrier. Please also bring your co-payment. If you have been in an industrial injury or auto accident please bring the claim number. If these are not present, we may have to reschedule your appointment.
SELF-PAY – If you do not have insurance coverage, we require that you pay at the time of your appointment.
PAYMENT TERMS – Balances are due in full within 30 days of receiving the statement unless prior arrangements have been made. All delinquent accounts will be turned over to our Collection Agency.
PAYMENT METHODS – We accept cash, personal checks, Visa and MasterCard.
NSF CHECKS – A $20.00 service charge will be assessed on all NSF checks.
UNAUTHORIZED VISITS WILL MOST LIKELY BE DENIED PAYMENT BY YOUR INSURANCE COMPANY.
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